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Why did our parents stand the test of time 50 years ago and stay married, and manage money so well? Why have the last 3 generations suffered so much financial difficulty, and been involved in one divorce after another? We observed our parents being financially responsible, and we observed our parents remaining married. The problem is we observed, but we never learned. It’s almost like watching a car mechanic fix a car, but never learning how to fix it ourselves. Wisdom, wise decisions, wise behavior, needs to be learned. We needed to know why our parent’s did what they did and we needed to be shown how to do it.

If society is going to develop the wisdom, common sense, or street smarts it has to start with grooming the kids of today and giving them the instruction they need to deal with money and relationships. When you get right down to it there really isn’t much else left. The challenge is great because parental role models are not as wise today as they were in days past. Parents can’t be asking their children what they want to be when they grow up, they have to taught the best career choices and then pointed in that direction. Parents have to teach their children how to handle money at a young age and show them how to save and invest for the future. Parents have to stop thinking that they don’t have a say in terms of who their children choose as a marriage partner. They have to speak up; if they believe that who their son or daughter is dating is not good for them they need to instruct them about the qualities they believe are important in a life partner. Society believes after a certain point that kids know what their doing and they’ll be fine. Parents don’t want to interfere. They don’t want to ram something down their kid’s throats. If parents don’t ram something down their kid’s throats some else will. If society is going to become wise again, it will have to spend more time teaching, and less time watching. We can start to teach our kids now when their young, or wring our hands as they get older and wonder where we went wrong.